Possibly a frigid bumblebee? Seen on the south shore of montreal. The weather was super hazy and lighting was dim, and I couldn't get a better photo. I'm hoping this critter will stick around my goldenrod patch so I can get a better photo on another day.
#bumblebee
I think this is the same bee, but not 100% sure. The first one flew away but I think came back to a different stem a few minutes later. This photo is blurry but shows that the face is black.
The same bee, a slightly better view of the tail, with two clear segments that are reddish.
A bumblebee clinging to a goldenrod stem, back down, face obscured by a leaf. Black where the wings meet the body, other yellow on the top half and in the first segment below the waist, then black, then red brown at the tail.